Application Process

  1. Complete the FAFSA and speak with your financial aid counselor regarding your eligibility for federal funds.
  2. Meet with the Alternative Loan Counselor, who will confirm your eligibility and provide appropriate forms to be completed for the financial aid office.
  3. Apply directly with the lender you choose; make sure you tell them that you are attending the University of Maryland (Baltimore campus), school code 00210400.
  4. As part of the application process with the lender, the student must complete three Truth in Lending Forms — one will be provided at application, another once the loan is approved, and a third three days before disbursement. Additionally, a student must complete a Self Certification Form and submit it to the lender. All of this is in addition to the Master Promissory Note and any other forms the lender may need to collect.
  5. Once approved by the lender, your next step is to contact the financial aid office for further instructions.