Graduation Hats in the Air

We believe that all students should develop a spending plan and make wise decisions before borrowing any money to finance their education.

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All students receiving funds through the University — including financial aid, merit awards, grants, and scholarships — must annually complete a FAFSA through the Federal Student Aid website.

Federal Student Aid website

The 2023-2024 FAFSA is now available on the Federal Student Aid website. All students seeking financial aid for Summer 2023, Fall 2023 and Spring 2024 should complete this FAFSA. 

All students seeking Financial Aid at UMB must complete the FAFSA each academic year.

Notice to All Students on Drug Use and Ineligibility for Federal Financial Aid


Loan Processing: Students must have all loan requirements listed in SURFS completed by the date specified for the current semester (see announcements) in order for our office to process a loan for the current semester. To remain in compliance with federal guidelines, no loans can be processed after the specified date. Please see announcements for updates on loan processing deadlines.

Interest Rates on Federal Student Loans

View the 2023-2024 federal student loan interest rates for Direct Stafford LoansGraduate PLUS Loans and Parent PLUS Loans


Students have the opportunity to return a portion of their loans for the current semester during a designated time frame. Students interested in returning a portion of their loans for the current semester should email their Financial Aid Counselor for instructions.


2024-2025 Free Application for Federal Student Aid (FAFSA) Update


The Free Application for Federal Student Aid (FAFSA) is all new for the 2024-2025 academic year and includes the biggest changes to the form and process in decades.  Set for a delayed launch in December 2023, the FAFSA will be a shorter and simpler form, with increased eligibility for federal Pell Grants, and a reduction in student selected by Federal Student Aid for the process of verification. 

These changes will allow more students access to the financial aid they need to finance their education.

University Student Financial Assistance at UMB will let you know as soon as the 2024-2025 FAFSA becomes available.  We will keep our priority filing date as March 1st and will host sessions to assist any student with completing the FAFSA beginning January 2024.

Be on the lookout for emails from for additional information.

Please see announcements for updates on loan processing dates and loan return dates.

Contacting USFA via Email

Current students must always use their UMB email when contacting us. To safeguard your personal information, please do not send sensitive information, including documents with Social Security Numbers, to us via e-mail or fax.

  • Incoming students must have a Financial Aid email address in SURFS. Please log in to SURFS and follow the instructions for adding an email.

Gainful Employment

UMB is exercising the Early Implementation of the Rescission of the Gainful Employment Rule.