Graduation Hats in the Air

We believe that all students should develop a spending plan and make wise decisions before borrowing any money to finance their education.

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UMB is committed to keeping our community safe, healthy, and informed. Out of an abundance of caution, please check our website for updated information regarding student employment, as well as the UMB recommendations and policies regarding COVID-19,



All students receiving funds through the University — including financial aid, merit awards, grants, and scholarships — must annually complete a FAFSA through the Federal Student Aid website.

Federal Student Aid website

The 2022-2023 FAFSA is now available on the Federal Student Aid website. All students seeking financial aid for Summer 2022, Fall 2022 and Spring 2023 should complete this FAFSA. 

All students seeking Financial Aid at UMB must complete the FAFSA each academic year.

Notice to All Students on Drug Use and Ineligibility for Federal Financial Aid


Loan Processing: Students must have all loan requirements listed in SURFS completed by the date specified for the current semester (see announcements) in order for our office to process a loan for the current semester. To remain in compliance with federal guidelines, no loans can be processed after the specified date. Please see announcements for updates on loan processing deadlines.

Interest Rates on Federal Student Loans

View the 2022-2023 federal student loan interest rates for Direct Stafford LoansGraduate PLUS Loans and Parent PLUS Loans


Students have the opportunity to return a portion of their loans for the current semester during a designated time frame. Students interested in returning a portion of their loans for the current semester should email their Financial Aid Counselor for instructions.

Please see announcements for updates on loan processing dates and loan return dates.

Contacting USFA via Email

Current students must always use their UMB email when contacting us. To safeguard your personal information, please do not send sensitive information, including documents with Social Security Numbers, to us via e-mail or fax.

  • Incoming students must have a Financial Aid email address in SURFS. Please log in to SURFS and follow the instructions for adding an email.

Gainful Employment

UMB is exercising the Early Implementation of the Rescission of the Gainful Employment Rule.