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The Nursing Loan is a subsidized loan with a 5 percent interest rate.
The loan has a nine-month grace period, meaning it does not begin to accrue interest and does not go into repayment until nine months after the student drops below half-time status (below 6 credits). Students then have 10 years to repay the loan.
Students who borrow $4,000 would have a monthly payment of $42.43 and total finance charges of $1,901.01 over the 10 years.
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