Enrollment Deadline is September 15th for Students admitted in the Fall and the deadline is February 15th for students admitted in the Spring. A new Enrollment/Waiver Form will need to be completed each new academic year in the Fall semester. 

How to Enroll in the SHIP Plan

If you wish to enroll into the UMB Student Health Insurance Plan, once the website has opened for the new policy year, please complete the online Enrollment Form as soon as possible to ensure active coverage and receive your ID card by August 1st. 
 
To enroll, click “Enroll”, and complete the required form. Your registration at UMB will be verified, and the SHIP enrollment will be processed. *** Which website there is no link!**** 

Missed Enrollment Deadline

Students subject to the SHIP waiver requirement who missed the enrollment deadline published UMB waiver deadline for Fall or Spring can appeal for a late waiver by providing justification for why they could not apply for a waiver prior to the deadline. Please contact studentaccounthelp@umaryland.edu for assistance with filing an appeal with Gallagher. 

The appeal timeframe is as follows:

Fall Semester: September 16th through October 1st
Spring Semester: February 16th through March 1st

Students may voluntarily enroll into the Vision Insurance policy, and do not have to be enrolled in the SHIP to be eligible.  

Vision Benefit Summary 2023-2024 

Vision Insurance Enrollments prior to September 15th: 

1. Go to uhcsr.com/umaryland
2. Under Vision – Student Plan, click on “Explore Policy”
3. Click “Enroll Now”
4. Follow the instructions provided on UHCSR’s website to complete the form and pay online  

Vision Insurance enrollments after September 15th: 

Please complete the following form , and remit payment directly to:  

First Risk Advisors 
67 West Court Street 
Doylestown, PA 18091  

Please note, the vision insurance plan is not prorated, and students will have to pay the annual premium costs. 

The University of Maryland Baltimore (UMB) allows eligible students, who so elect, to continue enrollment under UMB’s Student Health Insurance Plan while on an approved medical leave of absence for up to a maximum of two consecutive semesters.

Eligibility requirements:

• Students must be currently enrolled in the UMB Student Health Insurance Plan.
• Students must have been previously insured under the SHIP for at least one year prior to the request for a Medical Leave of Absence.
• Students must provide a copy of the leave of absence verification form signed by a dean or an advisor.
• Students intend to return to the University and remain a degree-seeking candidate.

Email Student Financial Services: studentaccounthelp@umaryland.edu to request an enrollment application. 

Students who involuntarily lose coverage from their previous carrier may petition to add the SHIP at any point during the policy year. 

To complete the Petition to Add (PTA), please follow the steps below:

1. Go to gallagherstudent.com/umb and login
2. Click on “Enroll – Qualifying Life Event”
3. Complete all the required demographic information on the form.
4. You must attach a copy of your termination of coverage letter that includes confirmation of termination, and indicates the last date of coverage from the current carrier
5. Gallagher will confirm eligibility with UMB, and the enrollment will be processed
6. Upon completion, a UMB Student Financial Services team member will provide a current bill showing the addition of the health insurance charge for the respective semester 

**To ensure there is no lapse in coverage, the Qualifying Life Event request must be submitted within 60 days from the termination date of the current insurance carrier**

Students enroll into Dental Insurance directly through Gallagher.  Students do not need to be enrolled into the SHIP in order to purchase the voluntary dental plan and self-pay for the insurance via the Gallagher enrollment website. 

For additional information and enrollment, please visit www.gallagherstudent.com/umb and click on “Additional Products Available”.