Applying for Parent PLUS Loans

Students are required to complete all steps; parents must complete all steps except "Accept Awards."

  1. Create a Federal Student Aid (FSA) ID at  https://fsaid.ed.gov
    The PIN is used to electronically sign financial aid documents with the Department of Education including the Free Application for Federal Student Aid (FAFSA) and Master Promissory Notes (MPN). It also is used as a login for Department of Education websites. The parent and the student must have their own PIN numbers.
  2. Yearly requirements that must be completed by incoming and returning students  
    • Free Application for Federal Student Aid (FAFSA): www.FAFSA.gov
      Federal Title IV Code: 002104
      The FAFSA is the official application of the Department of Education to determine eligibility for Pell Grants, Stafford Loans, and all other federal and most state aid. The priority deadline for this form is March 1 (form goes live Jan. 1) for prospective (even if not yet accepted) and returning students, late submission could cause a delay of funds. The parent and the student must both sign the FAFSA.
    • Parent Plus Direct Loan Request Form: Email aidtalk@umaryland.edu to request
      The Parent Plus Direct Loan Request Form authorizes the Financial Aid Office to process the loans on the student’s behalf and contains additional information on the loans. The student must request the form from their Financial Aid Counselor.
    • Master Promissory Note (MPN): www.StudentLoans.gov
      The Master Promissory Note (MPN) contains the terms of the loans and is your contract with the Department of Education to repay your loans. Parents must complete the Parent Plus MPN in addition to students completing the Subsidized/Unsubsidized MPN.