Graduating Students

These resources are provided to help graduating students.

  • Exit Counseling
    Federal regulations indicate that any student who has received a federal loan while in attendance at UMB must complete exit counseling before leaving the University.
  • Loan Consolidation
    Through loan consolidation, a borrower may be allowed to combine all, or a portion of, existing federal student loans into one loan. 
  • Public Service Loan Forgiveness
    Public Service Loan Forgiveness is a federal program through which borrowers can apply to have their Federal Direct Loans forgiven after meeting certain requirements.
  • Pay As You Earn (ICR-A)
    The Pay As You Earn federal student loan repayment plan, also known as “ICR-A,” functions similarly to the existing Income-Based Repayment plan (IBR) by using factors such as income and family size to determine a borrower’s required monthly payment.