Ways to Give

Ways to Give

Read below for a brief overview of the different ways you can give to UMB. To learn more about each giving option, select the one that most interests you.

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CHECKS AND ELECTRONIC PAYMENTS

From checks and electronic payments to Direct-IRA gifts (not including Donor-Advised Fund gifts), cash is the most popular form of giving, for convenience, immediacy, and familiarity.

Charitable Remainder Trust

GIFT OF IRA ASSETS

Fortunately for many, investments and other income sources in retirement mean that retirement savings are in excess of annual and lifetime needs.

Securities briefcase

GIVING STOCK INSTEAD OF CASH

Giving appreciated stocks and mutual funds (owned for more than one year) immediately adds a tax advantage over making the same gift in cash.

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INVESTMENT ASSETS

Giving appreciated stock, mutual funds, and other investment assets provide donors the additional benefit of avoiding recognition of long-term capital gains, and thus avoid paying tax on those gains.

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BEQUESTS

Estate gifts through provisions in a will or living trust, or through the beneficiary forms on insurance or retirement funds, are the oldest and largest types of gifts made in humanity.

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QUALIFIED CHARITABLE DISTRIBUTIONS

Have you passed your 70th birthday? Do you make charitable contributions? If so, you need to know about an option the IRS has created for donors ages 70½ and older — the ability to make tax-free charitable donations from a traditional IRA.

Icon of an hourglass and money, representing financial returns over time.

CHARITABLE GIFT ANNUITIES

For almost 180 years, Americans have been using charitable gift annuities to provide income—usually for life—in exchange for a donation of assets.

An exachange of benefits in the form of reciprocal payouts.

CHARITABLE REMAINDER TRUSTS

The charitable remainder trust (CRT) allows donors to customize income to their needs, convert illiquid assets into a new stream of income, or a host of other financial and estate planning goals that can be accomplished through a charitable trust.

A building for sale.

REAL ESTATE

Donors with real estate available to them for gifting purposes have several options: giving it outright to the Foundation; giving it and receiving a portion of the income; giving it and living in it for life; or selling the property at a discount.

Charitable Lead Trusts

CHARITABLE LEAD TRUSTS

Finally, other gift options like charitable lead trusts present opportunities for donors to give property into a trust that makes gifts to the foundation over a set period of time, and at termination the remainder principal returns.

 

Discover Where to Give to UMB and check out our new online giving site.