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United Healthcare Select
United Healthcare Select Choice EPO and Choice Plus PPO
In general, all options under each type of plan (PPO, or EPO) cover the same services. However, the participating provider networks for each plan is different. All plans include vision services and supplies.
How the Plans Work
Once enrolled in a medical plan, employees receive identification cards in the mail to be used every time medical services are received. Depending on the type of medical plan chosen, the way medical services are received and how much they cost will vary. Employees should review the plans carefully and select the plan that best suits their needs. PPO and POS plans offer out-of-network benefits. EPO plans do not provide out-of-network benefits except for true emergencies.
Coordination of Benefits
Coordination of benefits (COB) occurs when a person has healthcare coverage under more than one insurance plan. All plans require information from employees and retirees on other coverage that they or their dependents have from another health insurance carrier to determine which plan is primary.
When a Provider Terminates from the Plan Network
Providers may decide to terminate from a plan network at any time. A provider terminating from a plan is not considered a qualifying event that would allow coverage to be canceled or changed. Employees must wait until the next Open Enrollment period to make any changes to plans.
How to Contact
United Healthcare Choice EPO and Choice Plus PPO