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Maximize Your Down Payment On A Home
Join UMB in partnership with the experts at Live Baltimore for a one-hour education session about the homebuying incentives you may be eligible for when purchasing a home in Baltimore City. Learn more.
UMB Announces New Homebuying Incentive
On Jan. 9, UMB held a press event to announce the new $18,500 homebuying incentive that will be available to employees in 2018. Read more about this exciting event.
CURE Scholars Employee Finds Home
Lauren Kareem and her husband moved to Baltimore City to shorten their commute and find a home with more space. They found everything they were looking for and more in Pigtown. Learn more about her experience.
Community Engagement Coordinator Talks Living in Union Square
Bill Joyner and his partner wanted to buy a house with a big yard, private parking, and space for a future family. Union Square offered an affordable location to settle. Learn more about his experience.
A Postdoctoral Fellow’s Baltimore Experience
Khandra Sears originally came to Baltimore for school, but it was the city’s famous charm that made her decide to settle for good. Learn more about her dedication to her neighborhood, Union Square.
A Library Employee's New Home
Seeking a more relaxed and affordable city than Washington D.C., Stephanie Bowe settled in Union Square for its closeness to work and play. Find out what she loves about her neighborhood.
Explore Hollins Market
Located near downtown and the BioPark, Hollins Market is known for its diversity, active community, and growing business district that revolves around the historic market. Learn more about living in Hollins Market.
The University of Maryland, Baltimore’s (UMB) Live Near Your Work (LNYW) Program is a homebuying assistance benefit for University employees that offers money toward the down payment and closing costs of homes in select Southwest Baltimore neighborhoods, including the purchase of a home requiring major renovations.
UMB will contribute $16,000 per eligible participant. In addition, participants will be eligible to receive a matching grant of up to $2,500 from the Baltimore City Live Near Your Work Program.
You also may qualify for additional grants toward your home from programs outside of UMB.
Why Live in Baltimore?
Baltimore is a vibrant city that continues to evolve and welcome new residents. This is especially true of LNYW’s qualifying neighborhoods, which boast an unrivaled sense of community and intimacy without sacrificing diversity or dynamism.
Purchasing a home in a qualifying neighborhood allows UMB employees to:
- Become involved in active and ever-growing communities.
- Shorten lengthy commutes to work.
- Live within walking distance of restaurants, stores, stadiums, and cultural centers.
- Choose from a variety of housing types, ranging from historic rowhouses to newly constructed condos.
The Live Near Your Work (LNYW) Program is an initiative between UMB and key community partners that focuses on community revitalization and stabilization in targeted Southwest Baltimore neighborhoods. LNYW benefits UMB employees by offering homeownership down payment and closing cost assistance on newly purchased homes while also demonstrating commitment to the community.