Term Life Insurance

Term life insurance is available through the State of Maryland Department of Budget and Management (DBM) and the University System of Maryland (USM). Benefit-eligible employees may enroll in both plans.

THE STATE OF MARYLAND PLAN

MetLife  1-866-574-2863 

THE UNIVERSITY SYSTEM OF MARYLAND PLAN

MetLife (Effective April 1, 2021)

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Life Insurance Plan Comparison

Accidental Death and Dismemberment

MetLife  1-866-574-2863

Long-Term Disability

The University System of Maryland (USM) offers long-term disability (LTD) benefits through MetLife (Effective April 1, 2021). The LTD plan provides employees with a percentage of their gross monthly salary if they cannot work because of a covered injury or illness. 

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