Life and Disability Benefits

2022 USM MetLife Benefits Open Enrollment

Our University System Of Maryland (USM) Life Insurance and Long Term Disability (LTD) vendor will be having their Open Enrollment March 14, 2022 – March 28, 2022 with benefits effective April 1, 2022

This year, Employees will be able to enroll either online or by phone.

Which Enrollment Method Fits You?

Online enrollment
may be right for you if you:


Phone enrollment
may be right for you if you:


  • Have no questions about MetLife Life & LTD
  • Know which benefits you want
  • Have access to a computer
  • Are comfortable using a computer


  • Have questions about MetLife Life & LTD
  • Need help deciding on benefits
  • Limited access to a computer
  • Are not so comfortable using a computer
  • Want to speak with a benefits expert



While this benefit is offered through USM (not a State of Maryland benefit), employees still need to know what their W# is for their login: If you do not have or remember your SPS Employee ID, log in to POSC. Once in POSC, click “View SPS Employee ID.”

www.MetLife.Com/USMD is their best resource for information to enroll and also make a phone appointment.

Term Life Insurance

Term life insurance is available through the State of Maryland Department of Budget and Management (DBM) and the University System of Maryland (USM). Benefit-eligible employees may enroll in both plans.


MetLife  1-866-574-2863 


MetLife (Effective April 1, 2021)

Contact Information

Life Insurance Plan Comparison


Accidental Death and Dismemberment

MetLife  1-866-574-2863


Long-Term Disability

The University System of Maryland (USM) offers long-term disability (LTD) benefits through MetLife (Effective April 1, 2021). The LTD plan provides employees with a percentage of their gross monthly salary if they cannot work because of a covered injury or illness. 

Contact Information