Life and Disability Benefits

Term Life Insurance

Term life insurance is available through the State of Maryland Department of Budget and Management (DBM) and the University System of Maryland (USM). Benefit-eligible employees may enroll in both plans.

THE STATE OF MARYLAND PLAN

MetLife  1-866-574-2863 

THE UNIVERSITY SYSTEM OF MARYLAND PLAN

UNUM 1-866-762-8705

 

Accidental Death and Dismemberment

MetLife  1-866-574-2863

 

Long-Term Disability

The University System of Maryland (USM) offers long-term disability (LTD) benefits through UNUM. The LTD plan provides employees with a percentage of their gross monthly salary if they cannot work because of a covered injury or illness. Employees can enroll at any time; medical underwriting is required if an employee enrolls after the first 60 days of employment. (UNUM will mail a medical statement upon receipt of the application.)