UMB publishes annual reports each spring on graduating student debt for undergraduate, graduate, and professional programs. These reports may include both institution-wide data and UMB-specific subsets.

These reports can help you understand:

  • how much students typically borrow by program and year
  • how debt levels change over time
  • what different academic paths can cost

They can also be used to compare programs and plan for loan repayment and budgeting after graduation, giving you a clearer sense of the financial impact of different academic paths.

Professional programs

Program Graduates w/ debt Avg debt — UMB only Avg debt — UMB + prior
Dentistry (DDS) 96 $319,029 $332,990
Law (JD) 130 $128,921 $145,541
Medicine (MD) 87 $194,370 $203,014
Nursing (DNP) 74 $121,869 $139,647
Pharmacy (PharmD) 88 $109,841 $128,143
Physical Therapy (DPT) 48 $132,298 $148,769

Graduate programs

Program Graduates w/ debt Avg debt — UMB only Avg debt — UMB + prior
Law (LLM) 4 $72,263 $84,201
Law (MSL) 7 $71,651 $99,016
Social Work (MSW) 138 $59,424 $75,143
Nursing (MSN) 50 $101,961 $124,029
Physician Assistant (MHS/PA) 142 $124,462 $130,286

Undergraduate programs

Program Graduates w/ debt Avg debt — UMB only Avg debt — UMB + prior
Medical & Research Tech (BS) 2 $24,250 $34,059
Dental Hygiene (BS) 3 $11,287 $15,454
Nursing (BSN) 108 $22,261 $31,015

Source: UMB Student Financial Assistance and Education  ·  May 2025 graduates

Professional programs

Program Graduates w/ debt Avg debt — UMB only Avg debt — UMB + prior
Dentistry (DDS) 108 $300,761 $313,351
Law (JD) 157 $129,124 $145,754
Medicine (MD) 94 $185,417 $191,254
Nursing (DNP) 91 $121,869 $139,647
Pharmacy (PharmD) 71 $188,645 $199,974
Physical Therapy (DPT) 68 $119,354 $131,729

Graduate programs

Program Graduates w/ debt Avg debt — UMB only Avg debt — UMB + prior
Law (LLM) 2 $32,753 $39,878
Law (MSL) 13 $56,065 $106,141
Social Work (MSW) 120 $65,531 $86,994
Nursing (MSN) 24 $69,646 $88,237
Nursing (CNL) 34 $106,234 $121,455
Physician Assistant (MHS/PA) 29 $112,307 $118,937

Undergraduate programs

Program Graduates w/ debt Avg debt — UMB only Avg debt — UMB + prior
Medical & Research Tech (BS) 1 $16,500 $43,500
Dental Hygiene (BS) 10 $24,569 $25,569
Nursing (BSN) 70 $21,989 $38,695

Source: UMB Student Financial Assistance and Education · May 2024 graduates

Professional programs

Program Graduates w/ debt Avg debt — UMB only Avg debt — UMB + prior
Dentistry (DDS) 100 $294,763 $305,960
Law (JD) 102 $123,730 $143,815
Medicine (MD) 84 $177,286 $185,340
Nursing (DNP) 89 $132,711 $151,682
Pharmacy (PharmD) 87 $168,683 $177,301
Physical Therapy (DPT) 53 $108,961 $118,912

Graduate programs

Program Graduates w/ debt Avg debt — UMB only Avg debt — UMB + prior
Law (LLM) 1 $17,000 $17,000
Law (MSL) 8 $36,496 $70,320
Social Work (MSW) 208 $59,782 $78,687
Nursing (MS) 30 $50,054 $67,949
Nursing (CNL) 39 $91,354 $105,506
Physician Assistant (MHS/PA) 25 $139,380 $151,657

Undergraduate programs

Program Graduates w/ debt Avg debt — UMB only Avg debt — UMB + prior
Medical & Research Tech (BS) 2 $19,375 $19,375
Dental Hygiene (BS) 10 $31,607 $40,332
Nursing (BSN) 81 $18,340 $29,437

Source: UMB Student Financial Assistance and Education  ·  May 2023 graduates

Archived Graduating Debt

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