2025-2026 Cost of Attendance

The Cost of Attendance (COA) is the maximum amount of financial assistance available to a student in one academic year. The COA is determined using each student’s enrollment and residency classification (Resident or Non-Resident). Tuition is based upon enrollment of 6 credits per semester.

Social Work - PhD

Budget Item 

Resident

Non-Resident

Tuition

$7,887

$13,623

Mandatory University Fees*

$6,073

$6,073

Mandatory Program Fees**

$10

$10

Books, Course Materials, Supplies, & Equipment

$675

$675

Living Expenses

$26,550

$26,550

Transportation

$2,000

$2,000

Federal Direct Loan Fees

$1,613

$1,866

Total

$53,658

$59,647

*Includes: Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).

**Includes: SSW Liability/Malpractice Insurance fee

Sample Financial Aid Offer

Students in the PhD Social Work program who have a valid FAFSA on file are awarded up to their full cost of attendance. Below is an example of a typical aid offer.

Award Type Source Amount
Federal Direct Loan Unsubsidized Federal $20,500
Federal Direct Grad PLUS Loan Federal Cost of Attendance minus all other aid