2025-2026 Cost of Attendance

The Cost of Attendance (COA) is the maximum amount of financial assistance available to a student in one academic year. The COA is determined using each student's residency status (resident or non-resident) and year in the program. 

1st Year 

Budget Item 

Resident

Non-Resident

Tuition

$54,760

$101,917

Mandatory University Fees*

$6,837

$6,837

Mandatory Program Fees**

$13,608

$13,608

Books, Course Materials, Supplies, & Equipment

$1,991

$1,991

Living Expenses

$26,550

$26,550

Transportation

$2,000

$2,000

Federal Direct Loan Fees

$3,310

$5,392

Total

$109,056

$158,295

*Includes: Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Matriculation fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).

**Includes: Breakage fee, Central Material Service fee, Dental Equipment Purchase fee, Headpiece Purchase fee, Information Technology fee, and Liability/Malpractice fee

2nd Year

Budget Item 

Resident

Non-Resident

Tuition

$54,760

$101,917

Mandatory University Fees*

$6,782

$6,782

Mandatory Program Fees**

$12,699

$12,699

Books, Course Materials, Supplies, & Equipment

$1,991

$1,991

Living Expenses

$26,550

$26,550

Transportation

$2,000

$2,000

Federal Direct Loan Fees

$3,268

$5,349

Total

$108,050

$157,288

*Includes: Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).

**Includes: Central Material Service fee, Dental Equipment Purchase fee, Headpiece Purchase fee, Information Technology fee, and Liability/Malpractice fee

3rd Year

Budget Item 

Resident

Non-Resident

Tuition

$54,760

$101,917

Mandatory University Fees*

$6,782

$6,782

Mandatory Program Fees**

$9,837

$9,837

Books, Course Materials, Supplies, & Equipment

$2,093

$2,093

Living Expenses

$35,400

$35,400

Transportation

$2,000

$2,000

Federal Direct Loan Fees

$3,536

$5,618

Total

$114,408

$163,647

*Includes: Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).

**Includes: Central Material Service fee, Dental Equipment Purchase fee, Headpiece Purchase fee, Information Technology fee, Kaplan INBDE Q Bank & SIM Exam fee, and Liability/Malpractice fee

4th Year

Budget Item 

Resident

Non-Resident

Tuition

$54,760

$101,917

Mandatory University Fees*

$6,782

$6,782

Mandatory Program Fees**

$10,573

$10,573

Professional License/Certification

$3,675

$3,675

Books, Course Materials, Supplies, & Equipment

$2,093

$2,093

Living Expenses

$35,400

$35,400

Transportation

$2,500

$2,500

Federal Direct Loan Fees

$3,753

$5,835

Total

$119,536

$168,775

*Includes: Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).

**Includes: Central Material Service fee, Headpiece Purchase fee, Information Technology fee, Board Prep fee, and Liability/Malpractice fee

Sample Financial Aid Offer

Students in the DDS program who have a valid FAFSA on file are awarded up to their full cost of attendance. Below is an example of a typical aid offer.

Award Type Source Amount
Federal Direct Loan Unsubsidized Federal $40,500
University Grant* Institutional $5,000
Federal Direct Grad PLUS Loan Federal Cost of Attendance minus all other aid

*Limited funds are available. To be considered, applicants MUST complete the FAFSA by March 1st. Awarding of the University Grant is not guaranteed.