Prospective and current students in the School of Medicine MD program should contact the School of Medicine's dedicated team for financial aid information: somfinaid@som.umaryland.edu
Medical Doctor (MD)
2025-2026 Cost of Attendance
The Cost of Attendance (COA) is the maximum amount of financial assistance available to a student in one academic year. The COA is determined using each student’s enrollment status and residency classification (Resident or Non-Resident). Tuition in the COA is based upon full time enrollment in the MD program (16 credits or more).
Students who are not enrolled full-time will have institutional aid, and potentially federal aid, reduced due to part-time enrollment.
1st Year
Budget Item |
Resident |
Non-Resident |
Tuition |
$42,955 |
$75,279 |
Mandatory University Fees* |
$6,845 |
$6,845 |
Mandatory Program Fees** |
$878 |
$878 |
Books, Course Materials, Supplies, & Equipment |
$4,690 |
$4,690 |
Living Expenses |
$29,500 |
$29,500 |
Transportation |
$2,000 |
$2,000 |
Federal Direct Loan Fees |
$2,476 |
$3,903 |
Total |
$89,344 |
$123,095 |
*Includes Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Matriculation fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).
**Includes: Curriculum Technology Fee, Anatomy Lab Fee, Disability Insurance, and SOM-MD Liability/Malpractice fee
2nd Year
Budget Item |
Resident |
Non-Resident |
Tuition |
$42,955 |
$75,279 |
Mandatory University Fees* |
$6,790 |
$6,790 |
Mandatory Program Fees** |
$560 |
$560 |
Professional License/Certification |
$680 |
$680 |
Books, Course Materials, Supplies, & Equipment |
$970 |
$970 |
Living Expenses |
$29,500 |
$29,500 |
Transportation |
$2,000 |
$2,000 |
Federal Direct Loan Fees |
$2,325 |
$3,752 |
Total |
$85,780 |
$119,531 |
*Includes Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).
**Includes: Curriculum Technology Fee and SOM-MD Liability/Malpractice fee
3rd Year
Budget Item |
Resident |
Non-Resident |
Tuition |
$42,955 |
$75,279 |
Mandatory University Fees* |
$6,790 |
$6,790 |
Mandatory Program Fees** |
$410 |
$410 |
Professional License/Certification |
$1,875 |
$1,875 |
Books, Course Materials, Supplies, & Equipment |
$3,204 |
$3,204 |
Living Expenses |
$32,450 |
$32,450 |
Transportation |
$3,200 |
$3,200 |
Federal Direct Loan Fees |
$2,654 |
$4,082 |
Total |
$93,538 |
$127,289 |
*Includes Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).
**Includes: Curriculum Technology Fee and SOM-MD Liability/Malpractice fee
4th Year
Budget Item |
Resident |
Non-Resident |
Tuition |
$42,955 |
$75,279 |
Mandatory University Fees* |
$6,790 |
$6,790 |
Mandatory Program Fees** |
$260 |
$260 |
Professional License/Certification |
$2,600 |
$2,600 |
Books, Course Materials, Supplies, & Equipment |
$2,422 |
$2,422 |
Living Expenses |
$32,450 |
$32,450 |
Transportation |
$6,300 |
$6,300 |
Federal Direct Loan Fees |
$2,782 |
$4,209 |
Total |
$96,559 |
$130,310 |
*Includes Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).
**Includes: SOM-MD Liability/Malpractice fee
Sample Financial Aid Offer
Students in the MD program who have a valid FAFSA on file are awarded up to their full cost of attendance. Below is an example of a typical aid offer.
Award Type | Source | Amount |
---|---|---|
Federal Direct Loan Unsubsidized | Federal | $40,500 |
University Grant* | Institutional | $9,000 |
Federal Direct Grad PLUS Loan | Federal | Cost of Attendance minus all other aid |
*Limited funds are available. To be considered, applicants MUST complete the FAFSA by March 1st. Awarding of the University Grant is not guaranteed.
Contact
Office of Student Financial Assistance
601 W. Lombard Street
Suite 221
Baltimore, MD 21201
Federal School Code: 002104
Hours: 8:00 a.m. – 4:30 p.m.
Monday – Friday
Schedule an appointment with your dedicated financial aid counselor.