Prospective and current students in the School of Medicine MD program should contact the School of Medicine's dedicated team for financial aid information: somfinaid@som.umaryland.edu

2025-2026 Cost of Attendance

The Cost of Attendance (COA) is the maximum amount of financial assistance available to a student in one academic year. The COA is determined using each student’s enrollment status and residency classification (Resident or Non-Resident). Tuition in the COA is based upon full time enrollment in the MD program (16 credits or more). 

Students who are not enrolled full-time will have institutional aid, and potentially federal aid, reduced due to part-time enrollment. 

1st Year

Budget Item 

Resident

Non-Resident

Tuition

$42,955

$75,279

Mandatory University Fees*

$6,845

$6,845

Mandatory Program Fees**

$878

$878

Books, Course Materials, Supplies, & Equipment

$4,690

$4,690

Living Expenses

$29,500

$29,500

Transportation

$2,000

$2,000

Federal Direct Loan Fees

$2,476

$3,903

Total

$89,344

$123,095

*Includes Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Matriculation fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).

**Includes: Curriculum Technology Fee, Anatomy Lab Fee, Disability Insurance, and SOM-MD Liability/Malpractice fee

2nd Year

Budget Item 

Resident

Non-Resident

Tuition

$42,955

$75,279

Mandatory University Fees*

$6,790

$6,790

Mandatory Program Fees**

$560

$560

Professional License/Certification

$680

$680

Books, Course Materials, Supplies, & Equipment

$970

$970

Living Expenses

$29,500

$29,500

Transportation

$2,000

$2,000

Federal Direct Loan Fees

$2,325

$3,752

Total

$85,780

$119,531

*Includes Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).

**Includes: Curriculum Technology Fee and SOM-MD Liability/Malpractice fee

3rd Year

Budget Item 

Resident

Non-Resident

Tuition

$42,955

$75,279

Mandatory University Fees*

$6,790

$6,790

Mandatory Program Fees**

$410

$410

Professional License/Certification

$1,875

$1,875

Books, Course Materials, Supplies, & Equipment

$3,204

$3,204

Living Expenses

$32,450

$32,450

Transportation

$3,200

$3,200

Federal Direct Loan Fees

$2,654

$4,082

Total

$93,538

$127,289

*Includes Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).

**Includes: Curriculum Technology Fee and SOM-MD Liability/Malpractice fee

4th Year

Budget Item 

Resident

Non-Resident

Tuition

$42,955

$75,279

Mandatory University Fees*

$6,790

$6,790

Mandatory Program Fees**

$260

$260

Professional License/Certification

$2,600

$2,600

Books, Course Materials, Supplies, & Equipment

$2,422

$2,422

Living Expenses

$32,450

$32,450

Transportation

$6,300

$6,300

Federal Direct Loan Fees

$2,782

$4,209

Total

$96,559

$130,310

*Includes Technology fee, Student Government Association fee, UMB Shuttle fee, Student Activities fee, Student Services fee, Campus Center Infrastructure fee, Student Accident Insurance fee, and Student Health Insurance fee (student may waive if they have other comparable coverage).

**Includes: SOM-MD Liability/Malpractice fee

Sample Financial Aid Offer

Students in the MD program who have a valid FAFSA on file are awarded up to their full cost of attendance. Below is an example of a typical aid offer.

Award Type Source Amount
Federal Direct Loan Unsubsidized Federal $40,500
University Grant* Institutional $9,000
Federal Direct Grad PLUS Loan Federal Cost of Attendance minus all other aid

*Limited funds are available. To be considered, applicants MUST complete the FAFSA by March 1st. Awarding of the University Grant is not guaranteed.