UMB offers two types of mandatory retirement plans and several supplemental retirement plans. To find detailed information about retirement plan benefits, please refer to the appropriate section below:

Retirement Plan Overview

• Retirement Plan Overview

Enrolling in Retirement Plans

• Enrolling in a Retirement Plan is a condition of employment for regular employees.
• Supplemental Retirement Accounts (SRA) are available to all employees. Employees can enroll at any time.

Planning for Retirement

• Planning and Filing for Retirement: Learn about the steps to retire from the Optional Retirement Plan (ORP) and the Maryland State Retirement and Pension System (MSRP).
• ORP and SRA Vendor Appointment and Contact information: Contact vendors and make appointments.

After Retirement

• Important information for Optional Retirement Plan Retirees (ORP)

Contact Information

• ORP and SRA Vendor Appointment and Contact information
• Maryland State Retirement and Pension System
• Department of Budget and Management
• Social Security Administration