Graduating Students

Exit Counseling

Federal regulations indicate that any student who has received a federal loan while in attendance at UMB must complete exit counseling before leaving UMB.  You can find more information on the requirements and our most recent schedule here.

Loan Consolidation

Through Loan Consolidation a borrower may be allowed to combine all, or a portion of, existing federal student loans into one loan. Click here to see the most common questions and answers.

Public Service Loan Forgiveness

Public Service Loan Forgiveness is a federal program through which borrowers can apply to have their Federal Direct Loans forgiven after meeting certain requirements. Click here for more information on the program, borrower eligibility and how to apply.

Pay As You Earn (ICR-A)

The Pay As You Earn federal student loan repayment plan, also known as “ICR-A,” functions similarly to the existing Income-Based Repayment plan (IBR) by using factors such as income and family size to determine a borrower’s required monthly payment. Click here to learn more about the plans features and eligibility requirements.