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2018 Open Enrollment
Open Enrollment begins on October 12, 2017 and ends on November 15, 2017. Any enrollments or changes made during Open Enrollment will become effective January 1, 2018.
If you were unable to attend the annual UMB Employee Benefits Fair on October 3rd you may want to attend one of the other State of Maryland fairs held throughout the State. Click here for a listing.
No action is required unless you want to change benefits or dependents, or enroll in a Flexible Spending Account (FSA) in 2018. With the exception of FSAs, current benefit choices rollover to 2018.
You Need To Take Action If…
- You want to enroll for the first time, change plans, or change coverage levels for 2018.
- You wish to participate or continue to participate in a Flexible Spending Account (FSA) for 2018. The IRS requires all flexible spending account participants re-enroll in these plans every year. If you wish to continue these plan(s), be sure to make your elections for 2018 by the November 15th deadline.
How to Enroll or Make Changes
- Regular faculty and staff currently enrolled in the state of Maryland benefit plans make changes over the phone via the Interactive Voice Response (IVR) system.
- Regular faculty and staff not currently enrolled in benefits use the Active Enrollment Form. Enrollment forms must be submitted to the Benefits office by 5 p.m. November 15.
- Contingent faculty and staff use the Contractual Enrollment Form whether making changes to existing benefits or enrolling for the first time. Enrollment forms must be submitted to the Benefits office by 5 p.m. November 15.
If you make changes during open enrollment, a benefits summary statement will be mailed to your home address.
Review your benefits summary statement for accuracy. It is your responsibility to report any errors. If you were required to use the IVR, return to the IVR to make corrections. If you were required to use the enrollment form, correct your summary statement and send it to EBD to update your record. You can email the statement to EBD.firstname.lastname@example.org or fax it to 410-333-7104.
IVR INSTRUCTION SHEETS
To call the Interactive Voice Response (IVR) System dial: 410-669-3893. It’s important to read the instructions below before using the system.
Highlights of the 2018 Open Enrollment
CVS/caremark Named New Prescription Plan Vendor
Effective January 1, CVS/caremark will replace Express Scripts as the new prescription plan vendor. The plan features and copayments will not change. Those currently enrolled in Express Scripts will automatically transfer to CVS/caremark unless they opt out through Open Enrollment. Current mail order pharmacy, specialty drug, and prior-authorization records will also automatically transfer from Express Scripts to CVS/caremark.
Employees will receive a CVS/caremark Welcome Kit, along with two copies of their new prescription ID card prior to January 1. Additional ID cards may be ordered online. To ensure a smooth transition, employees should check the CVS/caremark network for a list of participating pharmacies in your area. Also, remember to present your new pharmacy ID card when you use retail pharmacy services for the first time in 208 - the pharmacist will need your new plan information to process your claim.
Visit CVS/caremark to access information about the plan, see the formulary drug list, locate a phramacy, and more. You can also call the dedicated State of Maryland Customer Care Team at 1-844-460-8767. Representatives are available 24/7 starting September 1, 2017.
Wellness Plan - 2017 Rewards Roll Over to 2018
The Wellness Plan is voluntary and available to all employees enrolled in health benefits and enrolled spouses who are not Medicare-eligible.
If you completed the wellness activities in 2017, no action is required. You will enjoy wellness rewards through December 31, 2018.
Go to Wellness Plan Activities to learn more about the activities and incentives for participation.
Healthcare FSA - Limit Increase
The IRS issued notice that the maximum annual election for the healthcare FSA will increase to $2,650 (from $2,600) effective January 1, 2018.
What does this mean to you? If you have already submitted your health care flexible spending account enrollment elections for 2018, you can go back into the IVR and re-elect your healthcare FSA to the new maximum amount up until the end of the day on November 15, 2017. If you elected less than the maximum and are satisfied with that election you do not have to do anything.