Steps to Retire Under ORP

  1. Meet with a UMB Benefits Specialist one (1) year prior to the anticipated retirement date to obtain the necessary retirement forms and review any questions.  Retirement dates are the first of the month.
  2. Complete all retirement forms and return them to the HRS Benefits Office thirty (30) to sixty (60) days prior to the anticipated retirement date.
  3. The HRS Benefits Office will review the forms for completeness and forward to Department of Budget and Management (DBM) to determine eligibility and subsidy for retiree healthcare.
  4. Meet with the ORP vendor representative, who visits the on campus on a monthly basis, to set up an annuity or periodic distribution for retirement. Click here for contact information.
  5. Notify the department supervisor, department payroll representative, and the HRS Benefits Office in writing of the retirement date.   A minimum retirement notice of two (2) weeks’ notice is required for a nonexempt employee and four (4) weeks for an exempt employee.
  6. The department payroll representative will complete an ePAF indicating retirement. 
  7. DBM will send the new retiree healthcare coupons for use when making monthly retiree healthcare payments.
  8. Medicare Eligibility - If you are 65 or older, or you have a disability entitling you to Medicare benefits, then you are eligible for Medicare. A retired State employee or a covered spouse who is 65 or older at retirement must enroll in Medicare parts A and B. The State health plan is, thereafter, supplemental to Medicare. Anyone covered under the State retiree’s health benefits program that does not have Medicare Parts A and B when eligible will become responsible for approximately 80% of claim amounts that would have been paid by Medicare. If applicable, apply to the local Social Security office three (3) months prior to your retirement.

Important Things to Know about Retiree Healthcare (employees hired before 7/1/2011)

  1. Retiree health care is administered by the DBM.
  2. To be eligible for retiree health care, the retiree must receive a periodic/systematic distribution from their ORP account.
  3. Employees with less than 25 years of state service must retiree directly to be eligible for retiree healthcare benefits. For detailed information, refer to the eligibility and subsidy pages for ORP retirees.
  4. Retirees have sixty days from the date of retirement to enroll in retiree health care. Coverage and billing will be retroactive to the first day of retirement.
  5. New retirees can make changes to their current benefit plans and coverage levels when enrolling in retiree healthcare.
  6. There may be a slight delay to the start of retiree healthcare coverage due to processing.