2018 Open Enrollment

Open Enrollment begins on Oct. 12, 2017, and ends on Nov. 15, 2017. Any enrollments or changes made during Open Enrollment will become effective Jan. 1, 2018.
If you were unable to attend the annual UMB Employee Benefits Fair on Oct. 3, you may want to attend one of the other State of Maryland fairs held throughout the state. Click here for a listing.
2018 State of Maryland Benefits Guide

Required Actions

No action is required unless you want to change benefits or dependents, or enroll in a Flexible Spending Account (FSA) in 2018. With the exception of FSAs, current benefit choices roll over to 2018.

You Need To Take Action If …

  • You want to enroll for the first time, change plans, or change coverage levels for 2018.
  • You wish to participate or continue to participate in a Flexible Spending Account (FSA) for 2018. The IRS requires all flexible spending account participants re-enroll in these plans every year.  If you wish to continue these plan(s), be sure to make your elections for 2018 by the Nov. 15 deadline.

How to Enroll or Make Changes

  • Regular faculty and staff currently enrolled in the state of Maryland benefit plans make changes over the phone via the Interactive Voice Response (IVR) system
  • Regular faculty and staff not currently enrolled in benefits use the Active Enrollment Form. Enrollment forms must be submitted to the Benefits Office by 5 p.m. on Nov. 15.
  • Contingent faculty and staff use the Contractual Enrollment Form whether making changes to existing benefits or enrolling for the first time. Enrollment forms must be submitted to the Benefits Office by 5 p.m. on Nov. 15.

If you make changes during open enrollment, a benefits summary statement will be mailed to your home address.

Review your benefits summary statement for accuracy. It is your responsibility to report any errors. If you were required to use the IVR, return to the IVR to make corrections. If you were required to use the enrollment form, correct your summary statement and send it to EBD to update your record. You can email the statement to EBD.mail@maryland.gov or fax it to 410-333-7104.


To call the Interactive Voice Response (IVR) System, dial 410-669-3893.  It’s important to read the instructions below before using the system. 

Instruction Sheets for Regular (Active) Faculty & Staff

Instruction Sheets for Contractual/Direct Pay

Highlights of the 2018 Open Enrollment

CVS/Caremark Named New Prescription Plan Vendor

Effective Jan. 1, CVS/Caremark will replace Express Scripts as the prescription plan vendor. The plan features and copayments will not change. Those currently enrolled in Express Scripts will automatically transfer to CVS/Caremark unless they opt out through Open Enrollment. Current mail-order pharmacy, specialty drug, and prior-authorization records also will automatically transfer from Express Scripts to CVS/Caremark.

Employees will receive a CVS/Caremark Welcome Kit, along with two copies of their new prescription ID card prior to Jan. 1. Additional ID cards may be ordered online. To ensure a smooth transition, employees should check the CVS/Caremark network for a list of participating pharmacies in your area. Also, remember to present your new pharmacy ID card when you use retail pharmacy services for the first time in 208 — the pharmacist will need your new plan information to process your claim.

Visit CVS/Caremark to access information about the plan, see the formulary drug list, locate a phramacy, and more. You also can call the dedicated State of Maryland Customer Care Team at 1-844-460-8767. Representatives are available 24/7 starting Sept. 1, 2017.

Wellness Plan - 2017 Rewards Roll Over to 2018

The Wellness Plan is voluntary and available to all employees enrolled in health benefits and enrolled spouses who are not Medicare-eligible.

If you completed the wellness activities in 2017, no action is required. You will enjoy wellness rewards through Dec. 31, 2018.

Go to Wellness Plan Activities to learn more about the activities and incentives for participation.

Health Care FSA - Limit Increase

The IRS issued notice that the maximum annual election for the health care FSA will increase to $2,650 (from $2,600) effective Jan. 1, 2018.  

What does this mean to you? If you have already submitted your health care flexible spending account enrollment elections for 2018, you can go back into the IVR and re-elect your health care FSA to the new maximum amount up until the end of the day on Nov. 15, 2017.  If you elected less than the maximum and are satisfied with that election, you do not have to do anything.