MTA Commuter Benefits

Enrollment

Submit a completed application and payroll deduction card to the Cashier's Office at the SMC Campus Center, Lower Level, Room 002D. You must use payroll deduction to pay for the Maryland Transit Administration (MTA) pass.

MARC Train Pass

UMB and PTS are pleased to offer a program for MARC riders. This convenient and affordable program will allow UMB employees to benefit from pre-tax savings, along with the convenience of picking up your monthly pass from the PTS cashier's office. Check out the brochure for more information and submit a completed application to the cashier's office at the SMC Campus Center, Lower Level.

MTA Pass

You will receive a monthly MTA pass for the following transportation services: Light Rail, Metro Subway, and local bus system in commuter zones 1 through 4.

MTA Commuter Pass Pick up Form

MTA Commuter Pass Mailing Form

For more information and to learn about the new fare prices, visit MTA.

Payroll Deduction

Your pre-tax deduction will appear on your next pay stub.

Download the MTA Payroll Deduction Schedule.

Benefits

  • Reduce gas expenses
  • Reduce driving time and wear on vehicle
  • Save on federal, state, and FICA taxes

Savings (based on 28 percent tax bracket):

 

Cost

Monthly MTA pass $72
 University contribution $26
 Cost before tax benefit $46
 Average 28 percent federal + 7.5 percent state + 7.65 percent FICA tax $19.85
 Savings based on pre-tax deduction  $19.85

This represents a 64 percent cost savings off the retail price of $72.

Savings (based on 15 percent tax bracket):

 

Cost

Monthly MTA pass $72
 University contribution $26
 Cost before tax benefit $46
 Average 15 percent federal + 7.5 percent state + 7.65 percent FICA tax $13.87
 Savings based on pre-tax deduction  $13.87

This represents a 55 percent cost savings off the retail price of $72.