Prospective Students
| Typical Award Package | |
Applying
Prospective students should file a FAFSA as soon as possible after January 1 in order to ensure that all financial aid deadlines are met. More information about the application process can be found here.
Quick Facts
The following is a list of aid that is available on an annual basis based on the student's individual eligibility and level of funding:
| Award Name | Award Type | Funding Source | Minimum Award | Maximum Award |
| University Grant | Grant | Institution | $500 | $4,000 |
| Federal Perkins Loan | Loan | Federal | $1,000 | $5,000 |
| Federal Stafford Loan (Subsidized) | Loan | Federal | $500 | $8,500 |
| Federal Stafford Loan (Unsubsidized) | Loan | Federal | $500 | $12,000 |
| Federal Grad PLUS | Loan | Federal | $500 | Cost of Attendance minus all other financial aid received |
Budgets
The budget (cost of attendance) is an estimate of education related expenses for an academic year. It includes direct education expenses such as:
- Tuition
- Mandatory fees
Also included are indirect education expenses such as:
- Books and supplies
- Room and board
- Transportation
- Commuting expense
- Travel
The Student Financial Aid Office does an annual budget adjustment each year. Please note that tuition and fees are projected in this adjustment and that actual costs may change. Refer to the Student Accounting Office or your bill for actual costs. Admitted students may view their budget on SimsWeb .
The average living expense budget for a 1st year student:
| Off Campus | Pascault Row | With Parents | |
| Resident | $19,440 | $14,229 | $8,190 |
| Non Resident | $19,440 | $14,229 | $8,190 |
This living Expense budget includes the summer, fall and spring.
Awards
All awards are based on each student's individual need as determined by the FAFSA. No award is guaranteed and awards are not automatically renewed from one year to the next. Award dates may be found on the financial aid calendar.
Maryland Residents
Students considered Maryland residents by UM should apply for Maryland State Scholarships before March 1. More information is available here.
Typical Award Package
Students who file the FAFSA on or before the March 1st are given priority award consideration. The following award package is an example of what a student who filed on or before the priority award date may expect to be offered:
Award | Amount |
Subsidized Federal Stafford Loan | $8,500 |
Unsubsidized Federal Stafford Loan | $12,000 |
Perkins Loan | $5,000 |
University Grant | $4,000 |
| Grad PLUS | $20,000 |
| Total Awards | $49,500 |
Total Awards will not exceed the individual student's cost of attendance.
Enrollment
Students are awarded financial aid based on anticipated full time enrollment - 9 credit hours is considered full time. Therefore, please note that some awards may be reduced if the student drops below full time status. Students must remain enrolled at least half time (6 credits or more) in order to receive federal aid.
School Code: 002104
Contacting us via Email:
Current students must always use their UM email when contacting us.
Incoming students must have a Financial Aid email address in SURFS. Please log on to SURFS and follow the instructions for adding an email.
Office Hours:
Weekdays:
8:00 AM - 5:00 PM
Physical Location:
601 West Lombard Street
Health & Human Services Library – Suite 221
Mailing Address:
660 West Redwood Street, Room 021
Baltimore, MD 21201
UPS, FedEx and USPS
Priority or Express Mail:
601 West Lombard Street, Suite 221
Baltimore, MD 21201
Phone: 410-706-7347
Fax: 410-706-0824
TTY/Voice: 800-735-2258
Student Financial Assistance email:
aidtalk@umaryland.edu
Financial Education & Wellness email:
FEWTalk@umaryland.edu