International Students

Quick Links: Eligibility | Loan Options for Non-Eligible Students | Finding a Private/Alternative Educational Loan Lender


A student must be a citizen or eligible noncitizen to receive federal, state and/or institutional aid at UMB.  Eligible statuses are:

  • U.S. citizen or national
  • U.S. permanent resident
  • Citizens of certain pacific islands (the Freely Associated States)
  • Other eligible noncitizens

A student whose citizenship status is one of the following is not eligible for any federal, state and/or institutional aid at UMB:

  • F1 or F2 Visa (student)
  • J1 or J2 Visa (exchange visitor)
  • G Series Visas (international organization)
  • Noncitizens with only an I-688A or I-688B
  • Noncitizens with only an I-171 or I-464 (Notice of Approval to Apply for Permanent Residence)
  • Noncitizens with only an I-797 (Family Unity Status)

International students who are determined to be ineligible may wish to explore other potential sources of financial aid.

Below is a list of possible sources of assistance.  Please note:  This list in no way guarantees that aid may be available, but is intended only to provide students with possible sources of assistance.

Loan Options for Non-Eligible Students

Many lending institutions offer private/alternative education loans to students who meet certain criteria.  Private/alternative education loans are obtained by applying directly to a private lender.  Student borrowers must be able to provide the lender with a credit-worthy co-signer who is also a United States citizen or permanent resident.  These loans must be certified by UMB's Student Financial Assistance and Education office.  Students who are applying for a private/alternative education loan are encouraged to speak with the Alternative Loan Counselor, Peggy Buerhaus, in the Student Financial Assistance and Education office, if they have questions about the application process.

Finding a Private/Alternative Educational Loan Lender

Many private lenders offer loans for students who do not qualify for federal student aid resources.  It is the student's responsibility to find a lender who suits their needs.  Students are encouraged to consider their options carefully when choosing a lender and the type of private/alternative education loans available, so they feel comfortable knowing the loan is right for them.