International Students

Quick Links: Eligibility | Loan Options for Non-Eligible Students | Finding a Private/Alternative Educational Loan Lender

Eligibility

A student must be a citizen or eligible noncitizen to receive federal, state and/or institutional aid at UMB.  Eligible statuses are:

• U.S. citizen or national
• U.S. permanent resident
• Citizens of certain pacific islands (the Freely Associated States)
• Other eligible noncitizens

A student whose citizenship status is one of the following is not eligible for any federal, state and/or institutional aid at UMB:

• F1 or F2 Visa (student)
• J1 or J2 Visa (exchange visitor)
• G Series Visas (international organization)
• Noncitizens with only an I-688A or I-688B
• Noncitizens with only an I-171 or I-464 (Notice of Approval to Apply for Permanent Residence)
• Noncitizens with only an I-797 (Family Unity Status)

International students who are determined to be ineligible may wish to explore other potential sources of financial aid.

Below is a list of possible sources of assistance.  Please note:  This list in no way guarantees that aid may be available, but is intended only to provide students with possible sources of assistance.

• Universities in your home country
• National Association of International Educators (NAFSA)
• Your embassy
• The Agency for International Development  (USAID)
• The United States Information Agency
• Private U.S. and international organizations, foundations and agencies
• Rotary Clubs in your home country
• eduPASS
• Graduate assistantships through your school

Loan Options for Non-Eligible Students

Many lending institutions offer private/alternative education loans to students who meet certain criteria. Private/alternative education loans are obtained by applying directly to a private lender. Student borrowers must be able to provide the lender with a credit-worthy co-signer who is also a United States citizen or permanent resident. These loans must be certified by UMB's Student Financial Assistance and Education office. Students who are applying for a private/alternative education loan are encouraged to speak with their financial aid counselor in the Student Financial Assistance and Education office to learn more about the application process.

Finding a Private/Alternative Educational Loan Lender

Many private lenders offer loans for students who do not qualify for federal student aid resources.  It is the student's responsibility to find a lender who suits their needs.  Students are encouraged to consider their options carefully when choosing a lender and the type of private/alternative education loans available, so they feel comfortable knowing the loan is right for them.